55

iindaba

Uqikelelo lolwakhiwo lwendlu entsha kunye nohlengahlengiso ngo-2023

Ukuqala kuka-2022, imakethi yase-US iya kuba nethemba lokutshintsha iphume kwikhonkco lokubonelela kunye nobunzima babasebenzi obubangelwa ngubhubhane.Nangona kunjalo, eyona mveliso iqhubekayo kunye nokunqongophala kwabasebenzi kwahlala kwaye kwandiswa kuphela kukunyuka kwamaxabiso kunye nokunyuka kweqondo lenzala okwalandelayo okwenziwe yi-Federal Reserve unyaka wonke.

 

Ekuqaleni kuka-2022, ukunyuka kwamaxabiso bekulindeleke ukuba kube malunga ne-4.5%, kodwa ekugqibeleni kunyuke malunga ne-9% ngoJuni.Emva koko, ukuzithemba kwabathengi kuye kwehla unyaka wonke ukuya kumanqanaba angazange abonwe kwisithuba seminyaka elishumi.Ekupheleni konyaka, ukunyuka kwamaxabiso kwahlala ukuya kuthi ga kwi-8% - kodwa kuqikelelwa ukuba kwehla ukuya kufutshane ne-4% okanye i-5% ekupheleni kuka-2023. ngokuqinisekileyo iya kuqhubeka nokunyuka kwamazinga de ukunyuka kwamaxabiso kuqalise ukwehla ngakumbi.

 

Ngokunyuka kwamazinga enzala ngo-2022, iintengiso zamakhaya amatsha kunye nesele zikho zacotha kakhulu xa kuthelekiswa neentengiso ngo-2021. Ukuqala ngo-2022, ulindelo lokwakhiwa kwezindlu lwalujikeleze i-1.7 yezigidi kwaye lulandelelwe malunga ne-1.4 yezigidi ekupheleni kuka-2022. Yonke imimandla iyaqhubeka. ukubonisa ukwehla okubalulekileyo kwizindlu zosapho olunye xa kuthelekiswa no-2021. Iimvume zokwakha izindlu zosapho olunye nazo ziye zaqhubeka nokwehla kwazo ngokuthe ngcembe ukusukela ngoFebruwari, ngoku ziyancipha nge-21.9% ukusukela ngo-2021.

 

Ngaphandle koko, ukufikeleleka kwezindlu kwehle ngama-34% kulo nyaka uphelileyo ngelixa amaxabiso ezindlu ehlala engaphezulu kwe-13% kunowama-2021. Ukwaziswa kokunyuswa kwenzala kungacotha imfuno yezindlu ngo-2023 njengoko inyusa kakhulu ixabiso lilonke lokuthenga ikhaya.

 

Ingxelo yeZiko loPhando lokuPhuculwa kweKhaya (HIRI) loBubungakanani beMarike yeeMveliso zokuPhuculwa kweKhaya libonisa indlela ushishino oluninzi oluphumelele ngayo kwiminyaka yakutshanje;Intengiso iyonke ngo-2021 kuqikelelwa ukuba ikhule nge-15.8% kulandela ukukhula kwe-14.2% ngo-2020.

 

Ngelixa i-2020 yayikhokelwa kakhulu ngabathengi abenza iiprojekthi ze-DIY, imakethi yepro yaba ngumqhubi ngo-2021 ebonisa ukukhula okungaphezulu kwe-20% unyaka nonyaka.Nangona imarike iyaphola, okulindelweyo ngo-2022 kukunyuka okuqikelelwayo kwe-7.2% kwaye emva koko kunyuke nge-1.5% ngo-2023.

 

Ukuza kuthi ga ngoku, u-2023 uqikelelwa ukuba uya kuba ngomnye unyaka ongaqinisekanga, ongaphantsi ko-2022, kwaye ngokuqinisekileyo ungaphantsi kuka-2021 kunye no-2020. Imbonakalo iyonke yemarike yokuphucula ikhaya ngo-2023 iya iba nomsindo ngakumbi.Njengoko sihamba kwi-2023 kunye nokungaqiniseki malunga nendlela i-Fed Reserve iya kuqhubeka ngayo ukujongana nokunyuka kwamaxabiso, imbonakalo evela kwi-pros ibonakala ithulisiwe kodwa izinzile kunabathengi;Iiprojekthi ze-HIRI pro inkcitho iza kukhula nge-3.6% ngo-2023, kwaye imarike yabathengi iqikelelwa ukuba iya kuhlala ithe tyaba, ikhula nge-0.6% ngo-2023.

 

Izindlu eziqikelelweyo ziqala ngo-2023 kuqikelelwa ukuba ziya kufana no-2022 kunye neentsapho ezininzi ziqala ukwanda kwaye usapho olulodwa luqala ukuhla kancinci.Ngelixa ukwehla kwamaxabiso ezindlu kuhlala kungumngeni njengoko ukufumaneka kwe-equity yezindlu kunye nemigangatho yamatyala iqina, kukho isizathu sokuba nethemba.Kukho ukusilela komsebenzi we-pros, kuya kubakho ukwanda komsebenzi wokuhlaziya ngo-2023 kuba abaninimzi bangoku bakhetha ukulibazisa ukuthengwa kwendlu entsha.


Ixesha lokuposa: May-31-2023