Momwe kukwera kwa FED kumakhudzira bizinesi yanu yomanga

Momwe Kukwera kwa FED Kumakhudzira Zomangamanga

Mwachiwonekere, kukwera kwa chakudya kumakhudza makamaka makampani omanga pamodzi ndi mafakitale ena.Makamaka, kukweza mtengo wa Fed kumathandiza kuchepetsa kukwera kwa mitengo.Pamene cholinga chimenecho chimathandiza kuchepetsa kuwononga ndalama ndi kusunga ndalama zambiri, kwenikweni chingachepetse ndalama zina pa ntchito yomanga.

Palinso chinthu china chomwe Fed rate ingachite ndikubweretsa mitengo ina yolumikizidwa nayo.Mwachitsanzo, kuchuluka kwa Fed kumakhudza mwachindunji chiwongola dzanja cha kirediti kadi.Imayendetsanso m'mwamba kapena pansi pachitetezo chobweza ngongole.Izi zimayendetsa mitengo yanyumba, ndipo ili ndiye vuto.Mitengo ya ngongole imakwera pamene ndalama za Fed zikukwera, ndiyeno malipiro a mwezi uliwonse adzakwera ndi kuchuluka kwa nyumba zomwe mungakwanitse kutsika-nthawi zambiri kwambiri.Timatcha uku kuchepetsedwa kwa "mphamvu yogula" ya wogula.

Samalani kuchuluka kwa nyumba zomwe mungakwanitse ndi chiwongola dzanja chochepa cha chiwongola dzanja.

Zinthu zina zomwe kukwera kwa Fed kumakhudzanso msika wantchito-zomwe zingapangitse kuti zikhale zosavuta.Pamene Fed ikuyesera kuchepetsa chuma mwa kukweza mitengo, izi nthawi zambiri zimayambitsa ulova wina.Anthu atha kupeza chilimbikitso chatsopano chofuna kupeza ntchito kwina zikachitika.

Chifukwa chiwongola dzanja chimakwera ndi kuchuluka kwa Fed, ntchito zina zomanga zimatha kukumana ndi zovuta zomwe zimakhudzana ndi kutseka ndi kupereka ndalama.The underwriting ndondomeko akhoza kubweretsa chisokonezo ngati wobwereka alibe mlingo zokhoma pasadakhale.

Chonde ganizirani za zigamulo zokweza.

Kodi FED Rate Imakhudza Bwanji Inflation?

Anthu amatha kupanga ndalama mu chuma champhamvu mofulumira kuposa pamene ali mu chuma chofooka, chifukwa kukwera kwa Fed kumachepetsa zinthu.Sikuti sakufuna kuti mupange ndalama, sikuti amafuna kuti mitengo ya ogula ikwere mwachangu motero amachoka m'manja.Kupatula apo, palibe amene akufuna kulipira $200 pa buledi.Mu June 2022, tidawona kuwonjezeka kwakukulu kwa inflation kwa miyezi 12 (9.1%) kuyambira nthawi ya miyezi 12 yomwe idatha Novembala 1981.

Anthu amapeza kuti mitengo imatha kukwera mwachangu ngati ndalama zitha kupezeka mosavuta.Ziribe kanthu ngati mukuvomerezana ndi izi, Fed imakweza imagwiritsa ntchito mphamvu zake pamlingo waukulu kuti ithane ndi chizolowezicho.Tsoka ilo, iwo amakonda kuchedwa pakukwera kwamitengo yawo ndipo izi nthawi zambiri zimakhala nthawi yayitali.

Momwe Kukwera kwa FED Kumakhudzira Kulemba ntchito

Ziwerengero zikuwonetsa kuti kubwereketsa anthu nthawi zambiri kumalimbikitsidwa ndi kukwera kwa Fed.Ngati bizinesi yanu yomanga ili bwino, kuchuluka kwa Fed kungakuthandizeni kulemba anthu ambiri.Ogwira ntchito omwe angakhale nawo sadzakhala ndi zosankha zambiri pamene FED imachepetsa chuma ndikuchepetsa kubwereka.Pamene chuma champhamvu chimapangitsa kugwira ntchito kukhala kosavuta, mungafunike kulipira $30 pa ola kwa mnyamata watsopano yemwe alibe chidziwitso.Mitengo ikakwera ndipo ntchito zikuchepa pamsika, wantchito yemweyo amapeza ntchito yokwana madola 18 pa ola, makamaka pa ntchito imene amaona kuti ndi yofunika.

Yang'anani Ma Kirediti Awo

Ngongole yanthawi yayitali imakhudzidwa ndi kuchuluka kwa Fed kwambiri, ndipo mitengo yama kirediti kadi imamangiriridwa mwachindunji ndi mtengo wake.Ngati mukuchita bizinesi yanu kuchokera ku kirediti kadi yanu koma osalipira mwezi uliwonse, chiwongola dzanja chanu chidzatsata mitengo yomwe ikukwera.

Chonde yang'anani zopindulitsa pabizinesi yanu komanso ngati mutha kubweza zina mwangongole zanu pamene mitengo ikwera.