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2023 Ukulungiswa Kwekhaya Lase-US

Abanikazi Bezindlu Balungisa I-Long Run: Labo banikazi bezindlu abanethemba lokuvuselela Impilo Yesikhathi Eside: Abanikazi bezindlu abangaphezu kuka-61% bathi bahlela ukuhlala ezindlini zabo iminyaka engu-11 noma ngaphezulu ngemva kokulungiswa kwabo ngo-2022. Ngaphandle kwalokho, iphesenti labaninikhaya abahlela ukulungisa kabusha izindlu. kwehle ngesigamu kusukela ngo-2018 (6% kulo nyaka uma kuqhathaniswa ne-12% ngo-2018).Phakathi kwakho konke lokhu kulungiswa, ukulungiswa kabusha kukagesi kuzoba phezulu, kufaka phakathi izinto zikagesi, izinto zikagesi kanye nezinhlelo zikagesi.

Umsebenzi Wokulungisa Uyaqhubeka: Cishe u-60% wabanikazi bezindlu balungiswa kabusha noma bahlotshiswa ngo-2022 (ama-58% nama-57% ngokulandelana), futhi cishe ama-48% alungisa.Isilinganiso esimaphakathi esichithwe kulungiswa ikhaya ngo-2022 sasilinganiselwa ku-$22,000, kanti isilinganiso sokubuyekezwa kwesabelomali esiphezulu (no-10% osetshenzisiwe) sifinyelele ku-$140,000 noma ngaphezulu.Umsebenzi wokulungisa uyaqhubeka ngo-2023, ngaphezu kwengxenye yabanikazi bezindlu (55%) abahlela amaphrojekthi kulo nyaka, kanye nemali emaphakathi elindelwe engu-$15,000 (noma u-$85,000 wamaphrojekthi anebhajethi ephezulu).

Kokubili amakhishi nezindlu zokugeza yizona ezikhangayo ezinkulu: Izikhala zangaphakathi ziyizindawo ezithandwa kakhulu ukuvuselela (izibalo zibonisa ukuthi cishe abanikazi bezindlu abangaba ngu-72% bakhetha ukwenza lokhu), futhi abanikazi bezindlu babhekana nesilinganiso samaphrojekthi angaphakathi cishe amathathu ngesikhathi.Ukulungiswa kabusha kwekhishi negumbi lokugezela kusalokhu kuyimiklamo ephezulu, futhi ingxenye enkulu yabanikazi bezindlu ithuthukise lezi zindawo ngo-2022 (28% kanye no-25%, ngokulandelana) uma kuqhathaniswa no-2021 (27% no-24%, ngokulandelana).Amakhishi nezindlu zokugezela eziyisisekelo nazo ziyala ukusetshenziswa okuphezulu kwe-median: $20,000 kanye no-$13,500, ngokulandelana.

Ukwandiswa kokuqashwa kwe-Pro Construction and Design: Nakuba abanikazi bezindlu baqasha abahlinzeki besevisi abakhethekile kaningi ngo-2022 (46%), ochwepheshe bezokwakha—njengosonkontileka abavamile nabalungisa kabusha ikhishi noma indlu yokugezela—balandela ngemva kwesekhondi eliseduze (44%).Isabelo sabanikazi bezindlu abathembele ezinhlelweni zokwakha sikhule ngamaphesenti ayi-6 (sisuka ku-38% ngo-2021), njengoba kwenza isabelo sincike kochwepheshe obuhlobene nokuklama (sikhule sisuka ku-20% ngo-2021 saya ku-26% ngo-2022).

Ama-Baby Boomers Ahola Emsebenzini Wokuvuselela: ezintathu eziphezulu ezihamba phambili emsebenzini wokulungisa ziyi Ama-baby boomers (cishe ama-59%), isizukulwane se-Gen Xers kanye neMillennials (27% kanye no-9%, ngokulandelana).Okusho ukuthi, u-Gen Xers weqa ama-Baby Boomers ekusetshenzisweni kwesilinganiso esimaphakathi okokuqala ngqa ngo-2022 ($25,000 uma kuqhathaniswa nama-24,000, ngokulandelana).

Izingcingo Zamakhaya Abadala Zokuthuthukiswa Kwesistimu: Njengoba iminyaka yasekhaya emaphakathi e-US iqhubeka nokukhula, abanikazi bezindlu manje bagxile ekuthuthukisweni kwesistimu yasekhaya.Cishe u-30% wabanikazi bezindlu bathuthukise amapayipi amanzi ngo-2022, ngokushintshashintsha kukagesi nasekhaya kuvalwe ngemuva (29%, 28% kanye 25%, ngokulandelana).Ukuthuthukiswa kukagesi kukhuphuke ngo-4% ngo-2022 ngemva kokuhlala uzinzile ku-24% kule minyaka emibili edlule.Phakathi kwakho konke ukuthuthukiswa okuvamile kwesistimu yasekhaya, amasistimu okupholisa nokushisisa afika nezindleko ezimbili eziphezulu kakhulu ze-median $5,500 kanye ne-$5,000, ngokulandelana ngo-2022, futhi zenziwa abanikazi bezindlu abangaphezu kuka-20%.


Isikhathi sokuthumela: Jun-06-2023